Happy with your 401k bounce from the abyss?
Me too.
See this chart? It's a chart of the US Dollar v. a basket of foreign currencies, most of which are in Europe, which is in even worse shape than here.
So basically whatever gains you've had in your US stock and bond holdings, subtract 10% and that's your real return.
If you want to compare your returns v. a strong commodity currency like the Australian Dollar subtract 20%.
Happy now?
Great. Carry on.